Subject	Higher Premium? Mine went down.
Posted by	not-hrz on August 27, 2008 at 9:56 PM
	This message has been viewed 98 times.
In Reply To	You can ask them for a 3rd party appraisal that takes your posted by MobZ on August 27, 2008 at 04:40 PM
Message	Shelter Insurance is what I have. Here are the basics: Hoby car, not a daily driver, under 7K miles per year. Garaged at night. Clean driving record. Non-smoker. No driver under 25 in the same house. Provide pictures of the condition of the car and show the car to the agent. Car must be kept in the same condition. Here's the kicker, over 55 years old, great credit score and have 5 polices with the company--3 cars, home owners and umbrella. Full coverage, $500 coll. ded, $50 comp ded, tow, uninsured and under insured motorist, value at $20K. My cost is $34/month. It pays to pay your bills (my credit score is 800+) and keep a clean driving record.
Follow Ups	State Farm s**ks! My Z is worth too much $$$ (to me) - jgbatlantaZ 13:58:02 08/27/08 Almost every insurance company accepts stated value. - TriniTT 14:01:43 08/27/08 Not State Farm. (n/m) - jgbatlantaZ 15:48:14 08/27/08 My State Farm agent told me she would. (n/m) - Only1Z 20:32:45 08/27/08 LOL! "invested" (n/m) - BradZ (FL) 14:03:03 08/27/08 2nd. (n/m) - John B. (NJ) 16:53:51 08/27/08 I think the problem is that you've been paying insurance - en5 14:20:14 08/27/08 2nd (n/m) - Atl300zxTT 14:33:39 08/27/08 True...but it's not by my choice. I'd increase value. (n/m) - jgbatlantaZ 15:50:40 08/27/08 its is your choice though - Tikigod (Denver) 15:59:24 08/27/08 here, it might help you understand it better... - Cap927(Boston) 16:09:10 08/27/08 Not true...many stated or agreed to value insurance is - Only1Z 20:34:03 08/27/08 State Farm is the worst insurance company ever. - eriksu9 15:11:12 08/27/08 Wrong. I get better coverage than USAA at competitive - LJZTT 16:17:17 08/27/08 Again...wrong... - Only1Z 20:34:46 08/27/08 Not in my gf's case. - eriksu9 08:35:27 08/28/08 I pay just over $2K a year for 4 cars with State Farm. - Only1Z 20:34:52 08/28/08 I insure 3 vehicles (2 full coverage) for < $750 every - Dustin 21:22:19 08/27/08 Yep... - Only1Z 20:35:38 08/28/08 Allstate will with an appraisal from specified outfits. (n/m) - dpjax 15:31:57 08/27/08 Still not declared value (n/m) - lazer(AK) 16:01:57 08/27/08 wrong all-state will give you book value - Killer ZTT 16:17:44 08/27/08 My Allstate agent said he could give me declared value if - doug8867 20:02:51 08/27/08 That's what you do, you keep a file of everything you have - LJZTT 16:13:06 08/27/08 It'll still be a vicious battle - BigTDogg (MA) 16:28:36 08/27/08 Of course that's the nature of insurance, this should be a - LJZTT 16:38:53 08/27/08 Regardless once mine hits 15 yrs of age I'm switching it - LJZTT 16:43:03 08/27/08 You still have options - 96300NAZ 16:57:04 08/27/08 Right, but you have to pay a premium on the stated value - BigTDogg (MA) 19:20:05 08/27/08 I agree with you, my point was in response to - 96300NAZ 21:11:42 08/27/08 Gotcha, I see what you're saying. (n/m) - BigTDogg (MA) 22:44:25 08/27/08 Good luck collecting, USAA told me the same thing - lazer(AK) 22:37:00 08/27/08 Just remember all insurance companies have one goal - modnar 16:33:28 08/27/08 Wrong. - John B. (NJ) 16:54:48 08/27/08 yawn...so meaningless...not worth a reply (n/m) - modnar 17:49:25 08/27/08 Wow. You must be really tired... - John B. (NJ) 22:22:46 08/27/08 Exactly right. Thank you. - eriksu9 08:39:41 08/28/08 You can ask them for a 3rd party appraisal that takes your - MobZ 16:40:23 08/27/08 Higher Premium? Mine went down. - not-hrz 21:56:16 08/27/08 www.grundy.com (n/m) - Piranha(AZ) 17:20:15 08/27/08 hagerty (n/m) - zgene4 19:23:59 08/27/08 State Farm insured my last car for more than blue book - jkeyser14 20:30:13 08/27/08
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